Baby proofing your finances

Business Development Specialist - Ceebeks Business Solutions for GOOD

Becoming a parent brings a world of joy into your life, but it can also put a strain on your household finances. So if you’re planning to take time off work to look after your little one, make sure you’re financially prepared. Although the prospect of taking months off work to look after a newborn…

Cryptocurrency is in the ATO’s sights in 2021

Business Development Specialist - Ceebeks Business Solutions for GOOD

Do you hold any cryptocurrency like Bitcoin, Dogecoin or Ethereum? Yes, well the ATO will be all over your transactions in 2021! The ATO is concerned that many taxpayers believe their cryptocurrency gains are tax-free, or only taxable when the holdings are cashed back into Australian dollars. ATO data analysis shows a dramatic increase in…

How a cash flow forecast can help your business

Business Development Specialist - Ceebeks Business Solutions for GOOD

Managing cash flow is a vital part of running a successful business. Some business owners think managing cash flow simply means keeping track of how much money enters and leaves their business, but there’s actually more that goes into it. Cash flow forecasting, for example, is an incredibly valuable tool that helps you anticipate cash…

How to build value in your business

Business Development Specialist - Ceebeks Business Solutions for GOOD

I have said it before and I’ll say it again – this has been an extremely difficult year for all of us, but there is no better time to think seriously about your business. In this article, I have compiled 10 tips to create value in your business. Looking through the eyes of buyers Whether…

How a debt optimisation strategy works

Business Development Specialist - Ceebeks Business Solutions for GOOD

Check this formula out! Business + Home Loan = Debt Optimisation Strategy You might be wondering what the above equation means. Well, many of you have a small business and some of you also have a home loan but did you know that with the right structuring of these two by using a debt optimisation…

What is the best way to provide your children with financial assistance?

Business Development Specialist - Ceebeks Business Solutions for GOOD

Most parents think they are being kind when they gift money to children but is that the best course of action? In this blog post we look into two examples, and three tips to being smart, not sad parents. We’ve had a number of enquiries about how to best to best provide children with financial…

Are your lifestyle goals part of your financial strategy?

Business Development Specialist - Ceebeks Business Solutions for GOOD

If you haven’t figured out your lifestyle goals for the future your financial strategy is like a journey without a destination. When you’re creating a financial plan, it’s tempting to focus purely on the money aspect – for example, how much your weekly budget is, or how much your investments are likely to grow. But…

How will you and your business start 2021?

Business Development Specialist - Ceebeks Business Solutions for GOOD

As a small business owner, this is the perfect time of year to reflect on areas of accomplishment or places where desired results were not achieved in 2020. Here are some resolutions every small business owner needs to make now to get their 2021 off to a fast start: 1. I will stop complaining about…

What does subject to finance really mean?

Business Development Specialist - Ceebeks Business Solutions for GOOD

The vast majority of people who look to purchase property will do so with the help of finance. If you need to use finance to purchase a property, then you certainly need to include a ‘subject to finance’ clause in your offer. A subject to finance clause is a condition that is attached to the…

How to avoid getting your home loan application declined

Business Development Specialist - Ceebeks Business Solutions for GOOD

One of the most frustrating things that could happen to a homebuyer is getting your application for finance declined. By this stage, you’ve already likely been to dozens of home opens, organised all your paperwork and potentially even put an offer in on a house. Falling over at the last hurdle is not only frustrating,…