Beware – Changes to Income Protection

Business Development Specialist - Ceebeks Business Solutions for GOOD

Income protection is an insurance policy which pays you a benefit if you’re unable to work due to sudden illness or injury. There are two different kinds of income protection insurance – agreed value and indemnity value. Agreed value policies are usually more expensive, but they’re great for people who may have a fluctuating income.…

Make your lifestyle goals part of your financial strategy

Business Development Specialist - Ceebeks Business Solutions for GOOD

If you haven’t figured out your lifestyle goals for the future your financial strategy is like a journey without a destination. When you’re creating a financial plan, it’s tempting to focus purely on the money aspect – for example, how much your weekly budget is, or how much your investments are likely to grow. But…

Here Are 6 Strategies To Help Get Your Kids Into Their First Home

Business Development Specialist - Ceebeks Business Solutions for GOOD

Rising property prices have made it harder for young people to get into the property market than it was for previous generations. Here’s how you can lend your kids a helping hand – without necessarily having to put up all the cash yourself. Recent statistics show that 43% of 20–24 year olds and 17% of…

Life is full of unforeseen circumstances which can affect your plans.

Business Development Specialist - Ceebeks Business Solutions for GOOD

A sound financial plan will encompass both wealth creation and wealth protection. Insurance shifts the financial burden from you to the insurance provider who can afford to protect you because of the pooled premiums paid by their customers. Put simply, insurance is there to provide you with protection against the financial impact of an event…

Are you prepared for life’s unexpected twists and turns?

Business Development Specialist - Ceebeks Business Solutions for GOOD

It’s impossible to know what’s on the horizon, but with the right personal insurance, at least you can be financially prepared against life’s curve balls. So how do you know which types of cover are right for you? Here are some personal insurance basics to get you started on the road to financial protection. Life…

Six ‘secrets’ to investing success

Marketing Manager - Sinclair Wilson

The investment world can change dramatically from one month to the next. But as Warrnambool’s investment experts, we can vouch for these secrets of successful investors never go out of style. If you’re after long-term financial security, successful investing is a proven means to secure it. That said, unsuccessful investing can leave you wishing you’d simply kept…

Your Super Insurance Cover Could be Changing

Marketing Manager - Sinclair Wilson

QUESTION – Do you have insurance via your Superannuation fund? Do you ignore the letters you get from your superannuation provider (…it’s okay, you’re not the only one). Yet, if the answer to either of these questions was ‘yes’, it’s important you know that things are about to change regarding the insurance your super fund…

Is Your Insurance Cover at Risk of Ceasing?

Business Development Specialist - Ceebeks Business Solutions for GOOD

Changes to superannuation law that will take effect from 1 July 2019 may result in a loss of insurance cover for those people who hold superannuation fund accounts that have been inactive for the past 16 months. How to keep your insurance You can opt-in to keep your insurance by formally notifying your superannuation fund…

Guide to personal insurance

DON’T LET THE ‘SHE’LL BE RIGHT’ ATTITUDE  RUIN YOUR PLANS FOR THE FUTURE Protecting your way of life through insurances will relieve financial pressure in what is often an emotionally and physically draining time. Below is an overview of the different types of personal insurances. LIFE INSURANCE This provides your family or estate with a…