Budgeting 102: The Right Tools to Sticking to Your Budget

Even the best budget can unravel if the right tools are not in place. Here we talk about how to stick to your budget. Give me the main points Keeping to a budget means keeping a tight rein on expenditure. Budgets that work are usually ‘balanced’ budgets (not ‘baked beans’ austerity budgets). Consider setting up…

Budgeting 101 – Working out your income and expenditure

Working out a realistic budget is a great way to take control of your finances. Although it may seem like a chore, it’s the crux of sound – and sustainable – financial management. In this article we look at how to ‘do the numbers’. Give me the main points The principles of budgeting are simple…