Make your lifestyle goals part of your financial strategy

Business Development Specialist - Ceebeks Business Solutions for GOOD

If you haven’t figured out your lifestyle goals for the future your financial strategy is like a journey without a destination. When you’re creating a financial plan, it’s tempting to focus purely on the money aspect – for example, how much your weekly budget is, or how much your investments are likely to grow. But…

Why do men and women invest differently?

Business Development Specialist - Ceebeks Business Solutions for GOOD

While women play a confident and active role in everyday financial decisions, they are noticeably less involved in planning, acquiring and managing long-term investments than men, according to research commissioned by the Commonwealth Bank. The whitepaper, titled ‘Enabling change: A fresh perspective on women’s financial security’, found that even though women generally feel just as confident…

5 Ways to Invest 10K

Business Development Specialist - Ceebeks Business Solutions for GOOD

What would you do if you had $10,000?  Would you spend it?  Would you stick it in your mattress?  Share it between your friends and family?  Maybe it would be a much better option to make the cash work for you and grow your personal wealth. When you are considering what to do with your…

What are downsizer contributions?

Business Development Specialist - Ceebeks Business Solutions for GOOD

Downsizer contributions are superannuation contributions which have been sourced from the sale proceeds of the current or former principal place of residence of a taxpayer (or their spouse).  The Government is currently amending the tax and superannuation legislation to permit such contributions to be made. The policy justification for such contributions is to remove a…

Here Are 6 Strategies To Help Get Your Kids Into Their First Home

Business Development Specialist - Ceebeks Business Solutions for GOOD

Rising property prices have made it harder for young people to get into the property market than it was for previous generations. Here’s how you can lend your kids a helping hand – without necessarily having to put up all the cash yourself. Recent statistics show that 43% of 20–24 year olds and 17% of…

What is a Self-Managed Superannuation Fund?

Business Development Specialist - Ceebeks Business Solutions for GOOD

A self managed super fund (SMSF) is a type of superannuation scheme that is set up to provide retirement income for the members of that fund who either manage the fund or with assistance from an external services provider. An SMSF is a trust where the beneficiaries are also the members. An SMSF must pass the ‘sole…

Life is full of unforeseen circumstances which can affect your plans.

Business Development Specialist - Ceebeks Business Solutions for GOOD

A sound financial plan will encompass both wealth creation and wealth protection. Insurance shifts the financial burden from you to the insurance provider who can afford to protect you because of the pooled premiums paid by their customers. Put simply, insurance is there to provide you with protection against the financial impact of an event…